Teen Auto Insurance - The Price Of Protection
New drivers are extremely naive for the first several years and everyone knows this. Years of statistics have shown the insurance companies that these new drivers have a much greater chance of getting into an accident and this has an unfortunate effect, it causes extremely high insurance premiums. If the teen's parents put them on their current insurance its going to increase by one to two thousands dollars a year. There is no way to stop this spike in prices but there are a few tactics that can lessen it. The following is a few tips that can help.
1- Ride with your young driver. This sounds strange but simply showing your teen how to drive safely can help them not get into an accident which will help your insurance not go up anymore.
2- Never buy your teen a sports car or an SUV. Both have higher insurance then your normal sedan. Sports cars have a higher top speed which some teens like to test, this can lead to a very bad crash which can severely damage the occupants of the car along with anything else it hits. SUVs are a lot heavier than smaller cars and are more difficult to control some times, also when an SUV is an accident it has the potential to do much more damage to its surroundings then a smaller vehicle.
3- If you're teen has a job ask them to pay for a small percentage of the insurance. If they want to drive they should be somewhat responsible for the fees.
4- Encourage your teens to get better grades. A student with a 3.0 GPA or better can have a 10% lower insurance premium then students with bad grades. This is by far the biggest help when it comes to lowering cost of teen insurance.
When your son or daughter turns 21 there insurance drops a pretty good amount and drop more after that. Remember the biggest thing that can help you is making sure your teen knows how to drive safely. Good Luck.
If you are worried about car insurance prices go to my website, put in your zip code, choose one of the companies that come up, and fill out one of their forms. It's free and cant hurt any, you might even save some money. Check it out here ==> Click Here
Kamis, 29 Mei 2008
Rabu, 21 Mei 2008
welcome friend
helo and welcome
this is my first post here
please check back later for more info and updates from this blog
thanks
this is my first post here
please check back later for more info and updates from this blog
thanks
Langganan:
Postingan (Atom)